Tag: Budgeting

Managing The Family Finances – Part 3 – Saving Money On Your Bills

 It’s time to get on track with the family finances.  If you are following this series you will now have…. 1. Done Your Homework – Using bank statements you have outlined the amounts coming in and going out of your accounts. You have also sorted these items into categories...

Family Finances ~ The Cash Envelope System

As part of our plan to simplify our life, we have begun a new finance system for our family.  We are very lucky to have learnt long ago to not use credit cards for daily spending or bill paying.  We primarily use debit cards for daily spending and a...